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Try to use the online banking facility for payment your bills. Through this channel it is simple to avoid the late payment reason. So let the technology meet your needs and in this way you might avoid the nasty bank queues.
Prioritize and wisely allocate your discount. Show how monies are spent (and will be spent) the actual business they generated. Allows you to a good database along with a tracking and reporting system that is straightforward to use and doesn't bog you (or anyone else) on the ground.
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